About The Author

Hello everyone, my name is Austin Adams and I am the creator of this blog. I am a transfer student to Sheridan College via Cambrian College in Sudbury, Ontario and I am in the three year business administration finance program. When I noticed Canadian Tire was a topic, I jumped on the opportunity to write about it because I am currently employed there. I started working in November in the seasonal department and I am enjoying my time there. I have learned about the product information system in order to help customers and I have also learned about the many different products and services that they offer. I hope you enjoy reading this blog and feel free to comment wherever you would like because I strongly encourage feedback!

Wednesday, 4 March 2015

Image retrieved from greaterniagarachamber.com

"Here at Canadian Tire we offer financial services including a variety of credit cards and an insurance plan" (www.ctfs.com, 2015). There are three credit cards and one insurance policy that Canadian Tire has to offer which are: 
  • Canadian Tire Options MasterCard
  • Gas Advantage MasterCard
  • Cash Advantage MasterCard
  • Credit Protector (insurance)
The Canadian Tire Options MasterCard is the main credit card seller and I personally know many people with this credit card. It is exactly the same as a regular credit card with interest, minimum monthly payments, etc. however, the added bonus with this credit card is that the more money you spend on it, the more Canadian Tire money you accumulate (which I will talk about in another post). 

The Gas Advantage MasterCard lets you swipe the card at any Canadian Tire gas station and allows you to save 10 cents on every litre! Of course this is still a credit card, so there are interest fees just like the Options MasterCard, but instead of earning Canadian Tire money, you get 10 cents off of every litre of gas! You can check out 
https://www.ctfs.com/Products/CreditCards/GasAdvantageMasterCard/  for more information on this product.

The Cash Advantage MasterCard is one of the more recent credit cards Canadian Tire has to offer. It is quite similar to the Options MasterCard, with the exception that instead of earning Canadian Tire money, "you can earn 1.5% cash back on all eligible purchases and up to 3% cash back at Canadian Tire stores, Canadian Tire gas bars, and Mark's Work Warehouse" (www.ctfs.com, 2015). Plus, you get the added bonus of no annual fee. For more information, you can visit 
https://www.ctfs.com/Products/CreditCards/CashAdvantageMasterCard/. 

The insurance policy that Canadian Tire has to offer is called the Credit Protector. What this policy does is simply protects the payments of any Canadian Tire credit cards. You can learn more at https://www.ctfs.com/Products/Insurance/. 

I want to know if anyone of you would be interested in any of these products? Or if you already own one of these, I want to know what you think about them. Let me know below!

References

Canadian Tire Financial Services. (2015). Retrieved from https://www.ctfs.com/

Canadian Tire Cash Advantage MasterCard. (2015). Retrieved from https://www.ctfs.com/Products/CreditCards/CashAdvantageMasterCard/                               



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